Attention homeowners in Mt Pleasant and Charleston County: Need an appraisal?

Here are the top 7 reasons why South Carolina homeowners need Valbridge Property Advisors (843) 342-2302:

Find the right listing price (whether they're selling the home on their own or using a real estate agent)
To challenge a property tax assessment in South Carolina
Remove PMI to lower their mortgage payments
Reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If real estate property needs to be divided because of a divorce
Determine the true market value of the property in question to settle an estate in South Carolina


	Do you own a house in or near Mt Pleasant? Do you need help determining the value of your real estate? Contact Valbridge Property Advisors (843) 342-2302.

At Valbridge Property Advisors (843) 342-2302, we understand the special needs of a consumer after appraisal services. Our customary business clients understand the appraisal process and the customary "products" we deliver to them. Being a regular homeowner that most likely doesn't see an appraisal every day, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.

Pre-listing Services/For Sale by Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Valbridge Property Advisors (843) 342-2302, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.

Challenge property tax assessments

Let's say your home is not appreciating as much as other properties nearby -- your local tax assessor may have your home overvalued. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting an appraisal report from Valbridge Property Advisors (843) 342-2302 is your #1 weapon when contesting your property tax assessment.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. At Valbridge Property Advisors (843) 342-2302, we're qualified in helping clients just like you do away with unwanted and unneeded PMI insurance.

Recently got a freeze to your HELOC?

If your home is in a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Valbridge Property Advisors (843) 342-2302 can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for preciseness or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have had in the past. Although most appraisal reviews are requested by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are wise to invest in a second opinion.