Reasons someone would hire Valbridge Property Advisors (843) 342-2302

To a lot of us, an appraisal just looks like another cost in the long list of items for a mortgage or refinance. Nearly all lenders still want a local expert because the stakes are incredibly high, even though there are a developing number of automated home valuation processes that may seem less expensive than an appraisal. You might think that getting a mortgage is the only reason you should get an appraisal, but there are other instances when the services of a certified, independent real estate professional could be beneficial.

For real estate appraisals in Mt Pleasant and Charleston County, it's easiest when your order online from Valbridge Property Advisors (843) 342-2302, just click here.

Let Valbridge Property Advisors (843) 342-2302 help you appeal your tax assessment in Charleston County

If you reside in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from Valbridge Property Advisors (843) 342-2302 is your best evidence when building your case. At Valbridge Property Advisors (843) 342-2302, we're qualified to assist you in appealing your tax assessment.

Let Valbridge Property Advisors (843) 342-2302 help you lower your mortgage payment

When the amount being loaned to the home owner is more than 80% of the actual value of the real estate, almost all lenders ask homeowners to buy an added insurance policy. That policy is Private Mortgage Insurance, or PMI. Since the extra payment is usually folded into the monthly mortgage payment, it is often forgotten. PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to remove the PMI installments when the balance is paid down to 78% of the original value.

If you'd like to do away with PMI, Valbridge Property Advisors (843) 342-2302 will provide you with a statement regarding the value of your home. The price you paid for the appraisal can generally be recovered in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is a very daunting experience for the parties involved, and it is often even more complicated by the challenging decision of who keeps the home. It's a good idea to order an appraisal from Valbridge Property Advisors (843) 342-2302 so both parties are entirely aware of the true market value of their property, regardless of the circumstances.

The parties will have a clearer picture of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to take care of these matters, unlike many wealthy individuals. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal.

Let Valbridge Property Advisors (843) 342-2302 help you with relocating to or from Charleston County

We know the headaches associated with an employee relocation. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our thorough process, we recommend relocating employees to provide remarks on the positive aspects of their property, along with information regarding any recent sales or listings in their area that they want considered.

Sell your home quickly at the right price with an appraisal from Valbridge Property Advisors (843) 342-2302

A professional appraisal will help you make a better educated decision regarding your selling price, whether you want to sell your home on your own or with the help of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. The price we charge isn't contingent upon the value we come up with, but rather they depend on our efforts to complete the appraisal.

On a daily basis, we examine the difference in value things like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long properties are on the market. So, getting a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.